Privacy Policy Effective Date: [October 2025]

1. Introduction

nocostbenefits.ca ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in accordance with current privacy standards.

2. Definitions

"We," "us," or "our": Refers to nocostbenefits.ca and the entity detailed in the Schedule."You": Refers to the person using this website or services, or participating in surveys, questionnaires, or quizzes produced by this website."Client": Refers to the business or businesses that engage or deal with us to purchase the information we collect.

3. Personal Information We Collect

We collect personal information from individuals interested in specific services. The information may include but is not limited to:

Your first name and last name

Your email address

Your phone number

Your postal address

Your gender and age

Your employment status

We do not seek sensitive personal data or information revealing religious beliefs or ethnic origin.

4. Collection of Data

We collect personal data when you provide it to us or explicitly consent to its collection. This occurs when you complete online forms, surveys, quizzes, or questionnaires, expressing consent for the collection and subsequent sale of your personal data.

5. Cookies

We may use cookies on our website to recognize you, track preferences, optimize website speed, and improve your user experience. Cookies may collect information about your IP address and how you use our site. For more details, refer to our Cookies Policy.

6. Use of Data

We sell your personal data to clients who may use it to contact you about products or services. We share customer data with third parties to perform services on your behalf, obtaining consent where required by law.

7. Storage and Disclosure of Data

Your data is stored securely, but no storage is 100% secure. We transfer data to our clients, which may involve cross-border transfers. Data is deleted from our storage every 30 days.

8. Collection of Data of Minors

We do not intend to collect personal data from individuals under the age of 13.

9. Data Rights

You have the right to know what personal data we process, on what basis, and by whom. You may withdraw consent, amend inaccurate data, request data deletion, and obtain your data in a machine-readable format.

10. Contact Us

For requests, feedback, or concerns, contact us using the details in the schedule below. If unsatisfied, you can contact the local data protection supervisory office.

11. Changes to this Privacy Notice

This privacy notice is regularly reviewed and updated to comply with changing laws. We will notify you of any changes by posting the updated policy on this page.

Last Updated: [January 2025]